🚫 Insurance Fraud Alert: Beware of Door-to-Door Roofing Scams in Georgia

When a storm hits your neighborhood in Georgia, it’s not unusual to see roofers canvassing door-to-door offering free inspections. While some contractors are legitimate, others are not. These bad actors may commit insurance fraud—and in the worst cases, leave you with a denied claim, higher premiums, or even legal trouble.

Here’s how to protect your home, your wallet, and your peace of mind. 🏡💸

🕵️ 1. How the Scam Works

Fraudulent roofing contractors may approach you after a storm, offering a free roof inspection. Sounds helpful, right? But here's the catch:

✅ They often "find" damage that doesn’t exist—or worse, create damage on your roof to justify a claim.

✅ They may pressure you to sign an Assignment of Benefits (AOB), which gives them control over your insurance claim.

✅ Some may start work without approval, cut corners, or inflate the cost of repairs to scam the insurance company—and sometimes you.

🚨 In some extreme cases, homeowners have been left with partially completed or substandard repairs and no recourse.

⚠️ Warning Signs to Watch For Roofing Fraud in Georgia

Be cautious if a contractor:

• Shows up uninvited after a storm

• Requests upfront payment or offers to waive your deductible

• Refuses to provide a written contract or references

• Pressures you to file an insurance claim immediately

• Asks you to lie or misrepresent facts to your insurer

• Promises you a "free roof" if you file a claim

Legitimate contractors won’t mind you taking the time to do your research.

📄 Know Your Rights as a Georgia Homeowner

Georgia law gives you protection:

✅ You have the right to choose your own contractor. Don’t let anyone pressure you into signing a contract on the spot.

✅ You don’t need to sign an AOB to get work done. Always review all paperwork before signing.

✅ You can request a second opinion before filing a claim, and your insurance provider should honor that.

🏛️ Some counties and cities also require special permits and documentation for storm-related repairs. Make sure your contractor is aware and compliant.

Learn more about AOB and insurance scams from the Georgia Office of Insurance and Safety Fire Commissioner

💡 What to Do If You Suspect Fraud

If something feels off, trust your instincts. Here are the steps you should take:

1. Take clear, timestamped photos of your roof before and after any inspection.

2. Get quotes from at least two or three licensed and insured contractors.

3. Contact your insurance company directly before authorizing any work or filing a claim.

4. Never sign incomplete documents or contracts with blank sections. Especially if you are suspecting someone might be committing roofing fraud, especially in Georgia.

5. Report suspicious activity to Georgia’s Insurance Fraud Division at 800-656-2298 or through their website.

Being proactive can prevent both financial loss and legal headaches.

🛠️ Trust Clean Way Restoration – Your Local Georgia Experts

At Clean Way Restoration, we prioritize honesty, transparency, and quality. We never pressure you into making a claim, and we never create or exaggerate damage. Our licensed professionals provide accurate assessments, document everything clearly, and complete repairs to the highest standards.

We believe in doing things the right way. If you’ve been approached by a questionable contractor or need a second opinion on storm damage, give us a call. We’re happy to help—no pressure, no scams, just real solutions.

📞 Call us today for an honest, no-obligation assessment.